Global payments provider Starpago has partnered with Coins.ph, the Philippines’ leading digital asset exchange and one of the country’s fastest-growing digital wallet platforms, to launch an all-in-one payment and payout solution tailored for businesses operating in the Philippine market.
The collaboration aims to remove long-standing friction in cross-border and local transactions by allowing companies to seamlessly collect payments via QR Ph and instantly disburse funds to local banks and e-wallets—all within a single, unified system.
A Unified Payment Flow for the Philippine Market
For years, international platforms and even local marketplaces have struggled with fragmented payment rails in the Philippines. Multiple intermediaries, slow processing times, and high transaction costs often made collections and payouts inefficient.
Starpago and Coins.ph address these challenges by consolidating payment acceptance and fund disbursement into one streamlined workflow. Businesses can now collect Philippine Pesos (PHP) from customers using any QR Ph–enabled app, while enabling near-instant payouts to merchants, freelancers, and service providers.
Funds can be distributed through established local networks such as InstaPay and PESONet, significantly reducing delays and operational complexity.
Built for E-commerce, Gig Platforms, and SMEs
The new solution is designed with scalability in mind, making it particularly relevant for:
- Global e-commerce platforms entering the Philippine market
- Gig and freelancer platforms paying Filipino talent
- Local SMEs managing supplier and partner payouts
Whether it’s a freelancer receiving project fees or a vendor settling invoices, payouts are now fast, transparent, and reliable—an important advantage in a market where speed of access to funds matters.
Secured and Compliant by Design
Security and regulatory compliance sit at the core of the partnership.
Coins.ph is fully regulated by the Bangko Sentral ng Pilipinas (BSP) and holds both Virtual Asset Service Provider (VASP) and Electronic Money Issuer (EMI) licenses. This ensures that all transactions adhere to strict local regulatory standards.
Starpago complements this with its ISO 27001 certification, enterprise-grade encryption, and global compliance frameworks, providing institutional-level protection for both data and funds.
Together, the two companies deliver a payment infrastructure that meets both local regulatory requirements and international security standards.
PHP First, with Global Expansion Ahead
The partnership is already live, with its initial rollout focused on PHP-based transactions. This first phase prioritizes ease of entry for businesses looking to operate efficiently in the Philippines.
Looking ahead, the second phase—targeted for mid-2026—will expand the platform into a multi-currency engine. Through Coins.xyz operations in Thailand and Brazil, the platform is expected to add support for Thai Baht (THB) and Brazilian Real (BRL).
This expansion will allow businesses to manage cross-border payments across multiple markets using the same infrastructure they rely on in the Philippines.
Simplifying Global Trade Through Smarter Payment Rails
“Our mission at Starpago has always been to simplify the complexity of global trade by building smarter payment rails,” said Jeremille Raton, Philippine Representative of Starpago. “By partnering with Coins.ph, we are giving global businesses a local advantage in the Philippines—making money movement in and out of the country simple and convenient.”
Coins.ph CEO Wei Zhou echoed this vision, noting that the partnership reflects Coins.ph’s evolution beyond a digital wallet.
“By integrating Starpago’s global capabilities with our local infrastructure, we are enabling an enhanced experience for businesses—combining high-level financial access with everyday utility,” Zhou said. “We’re excited to help more businesses and Filipinos connect to the global economy through faster, cheaper, and more reliable payment flows.”
